The cost of a bad business culture …

By |2017-08-02T18:27:44+00:00August 2nd, 2017|Risk Management|

Going through the news this morning, I came across another Wells Fargo scandal .. this time with forced placed auto insurance. It seems for whatever reason auto loan borrowers received unwanted auto insurance coverage, unbeknownst to them added to their account by the lender, Wells Fargo. The article continued with an accounting of how many

Business Emergency Prep!

By |2017-01-31T18:07:17+00:00January 31st, 2017|Risk Management|

We often think of emergency preparation in terms of our families and homes; but preparing your business for emergencies is just as vital. The Insurance Institute for Business & Home Safety has published a fabulous guide to help get you started thinking and planning.  This is definitely worth moving up on your priority list.  Click

Time to think about Marijuana …

By |2016-12-06T18:15:51+00:00December 12th, 2016|Risk Management|

Marijuana has been on my mind for the last couple of weeks…. And NO, not for the reason you are thinking. I have read multiple stories over the last several years from CO, OR and WA discussing aspects of the first several months after those states legalized recreational use. There was quite a spike at

Are you hearing me???

By |2020-04-01T16:14:54+00:00September 27th, 2016|Risk Management|

When we think of WC claims, we usually envision an employee tripping/falling or some other isolated incident.  Repetitive Injury or Cumulative Trauma are veritable swear words in the Workers Comp industry unconsciously prodding employers to shun from the mere mention of such cash flow inhibiting, premium-jacking calamities.  However, to truly be successful at managing your workers

Even those who should know better sometimes goof …

By |2016-07-26T21:09:35+00:00July 26th, 2016|Risk Management|

Employer/Employee relations are a tricky subject in the realm of insurance and risk management.  It is seemingly one of the largest gaps in insurance coverage and something I have found, employers don't often think about protecting.  As the last couple of years can attest, these employer liability claims have increased and coverage is non-existent in

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